About Steven Palmer

Steven M. Palmer is an experienced attorney primarily practicing bankruptcy law, debt settlement, loss mitigation and foreclosure defense. Steven has worked on over one thousand bankruptcies and knows both sides of the process, having represented both banks and individuals. He’s always careful to treat every client with respect, and is enthusiastic about his work. Now working solely with individuals to help them resolve their financial difficulties through strategic planning and practical options, Steven is committed to helping each client find the best path to recovery and get a fresh start. Licensed to practice law in Washington and Ohio, he lives in Snohomish County and graduated from The University of Akron School of Law where he won two CALI Excellence in Law awards and scored in the top quarter of his class.

How to Stop Wage Garnishments

Unfortunately, Washington is one of the states where creditors can take a portion of your wages after they've obtained a judgment. Different types of creditors can take different amounts of money from you. The IRS can take a certain amount up to everything besides what they deem necessary for you to pay for basic living necessities (they don’t need a judgment). Student loan creditors are capped at 15% (they don’t [...]

By |2019-09-13T16:43:37-07:00September 13th, 2019|Uncategorized|0 Comments

Restoring Driving Privileges Through Chapter 13 Bankruptcy

Having your driving privileges revoked can obviously lead to financial stress. In most parts of Washington State individuals and families are reliant on their cars for relatively affordable transportation to work, the grocery store, doctors visits, etc… Imagine a scenario where a single parent is desperate to get to the office to clock in. If he or she doesn’t arrive in time, they could be terminated for being late. They [...]

By |2019-09-13T16:30:19-07:00August 15th, 2019|Uncategorized|0 Comments

How to Find a Respected Bankruptcy Attorney in Lynnwood

Are you experiencing financial difficulties in Lynnwood, Washington? It may be time to speak with a bankruptcy attorney. This thought can be quite intimidating, especially for people who have never filed for bankruptcy before. The best course of action is finding a lawyer to explain the process; but how exactly do you do that? Keep the following tips in mind as you begin your search for a reliable bankruptcy attorney [...]

By |2019-07-26T12:28:47-07:00June 13th, 2019|Uncategorized|0 Comments

Signs it Might be Time to File for Bankruptcy in Edmonds

Are you struggling with your personal finances in Edmonds, Washington? It might be time to speak with a bankruptcy attorney in your area. If you feel hopeless and stuck in your present situation, it’s important to realize that you always have options. Financial problems are never easy to handle but, fortunately, a lawyer can help you navigate the process. Consider the following common signs that it’s time to file for [...]

By |2019-06-13T14:05:11-07:00June 13th, 2019|Uncategorized|0 Comments

Types of Personal Bankruptcy in Everett

Are you experiencing serious financial problems in Everett, Washington? It may be time to consider filing for bankruptcy. If, after speaking with a bankruptcy attorney, you think that this is the best course of action, it’s important to understand the process. As an individual, there are two types of personal bankruptcy options available to you. Keep the following information about each of them in mind as you begin filing for [...]

By |2019-07-26T12:34:15-07:00June 13th, 2019|Uncategorized|0 Comments

Debt Consolidation vs. Bankruptcy vs. Debt Settlement, which is right for you?

When debt becomes overwhelming, it is tough to make a decision about how to deal with it. Let me start by saying that every person and every situation is different. The right choice for one person may not be the right choice for another.   People will often come in to see us for a free consultation asking about the pros and cons debt consolidation vs. bankruptcy vs. debt settlement. [...]

By |2019-07-26T12:26:20-07:00April 5th, 2019|Uncategorized|0 Comments
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